History & core values
A Swedish fintech company specialized in banking and finance
We are a fintech company that collaborates with banks and financial institutions in the Nordic region. Our 80 coworkers have vast experience in banking, finance, business processes, management, system development, implementation of standard systems, and the adaption to international banking systems. Our office is located in central Stockholm.
Pearl Fintech was formerly Applicon Sweden, which sprung from a merger between Marquardt & Partners, who have been operating in system development and administration within banking and finance since 1995, and Applicon Sweden, founded in 2006. The company was owned by an Icelandic leading provider of services and solutions within information technology. The parent company, called Nýherji up until 2018, was merged with two subsidiaries; Applicon Iceland and TM Software – and changed its name to Origo. The merger created a unit with a more extensive offering in IT solutions and services that more efficiently utilizes the strength of each company, which also enabled better support for customers. Applicon worked with Origo on several projects and assignments.
In 2024, Applicon Sweden was acquired by Pearl Group, a leading Nordic technology partner, delivering solutions within ERP, insight, cloud services and advanced market and e-commerce solutions, and became Pearl Fintech in 2025.
Our business in Sweden and the Nordic region is built on these pillars:
Standard software
Pearl Fintech is an implementation partner for established providers of standard software, such as SAP.
Services and solutions
Pearl Fintech delivers digital services and solutions for our clients’ projects and management commitments.
Core values
When you engage Pearl Fintech in a mission, apply for a position with us, or are in contact with us for any other reason – it’s essential to know who we are and what we stand for. Like all businesses, our work is based on a set of core values. However, these values are insignificant unless employees – the company’s most important asset – feel involved and engaged in them. That’s why all of Pearl Fintech’s employees have worked through several words of value together to find those that apply to us. That’s why we can proudly present the following core values as Pearl Fintech’s own:
COMPETENCE
We always meet the client’s needs and challenges in a professional way. We collaborate and engage with others to build new knowledge and solutions and stay ahead of the curve.
ENGAGEMENT
We are genuinely engaged in our missions and the client’s business and always keep a positive and innovative attitude toward the assignment. We utilize close dialogues with the client and our colleagues, and we all participate in creating an environment where everyone thrives.
PRESTIGELESSNESS
We always roll up our sleeves to help whenever needed. We constantly expand our knowledge and respect other people’s competencies and opinions. We are open to new ideas and ways of working and dare to try new solutions to old problems.
ACCOUNTABILITY
We keep each other accountable throughout the project to deliver high-quality products and support to customers and colleagues. If we lack the information needed to complete a task, we actively seek it out. We welcome help but keep complete ownership of each task until it’s finished or handed over.